You supply the value
We do not estimate what your house is worth, here or anywhere else on this site. This tool does arithmetic on the figure you enter — which is what makes it a calculator and not an appraisal.
What Would You Actually Walk Away With?
Three ways to sell the same house, and three different numbers at the end of it. Put your figures in and see them next to each other.
Your honest estimate as it stands today, repairs and all. We don't guess at this for you.
Roughly what you still owe.
Second mortgage, HELOC, judgments, contractor liens.
Missed payments, delinquent property tax, HOA arrears.
Commissions are negotiable. Change this to whatever you have been quoted.
Enter what you think the home is worth to see the three paths side by side.
How this works
Your Numbers, Not Ours
Everything is a range
Costs move with the property, the market and the choices made along the way. A single precise number would be easier to read and less true, so you get ranges rounded to the nearest thousand.
Mortgage interest is excluded
Carrying costs cover tax, insurance, utilities and upkeep. We know your balance but not your rate, and we would rather leave a line out than invent one.
The cash range is not an offer
It is an illustration of what a direct purchase can look like at each condition level. A real number comes after someone has actually seen the property.